CBU · NYSE

COMMUNITY FINANCIAL SYSTEM, INC.

National Commercial Banks

Listing type has not been classified. Company financial ratios are not specific to a share class. CIK 0000723188

Dividend overview

Latest reported dividend

Not available

No event collected.

Next announced payment

Not available

No future payment is present in our collected records.

Ex-dividend date

Not reported

For the next collected payment. An unreported date is not inferred from the record date.

Announced dates and amounts may change. Verify current details with the issuer and your broker before acting.

Cash flow & dividend coverage

Cash payout ratio

46.4%

Annual cash dividends ÷ net income.

FCF payout ratio

41.8%

Annual cash dividends ÷ (operating cash flow − PP&E expenditures).

Company-level · annual period Jan 1, 2025 – Dec 31, 2025. Metric date: Oct 21, 2026. Calculated: 2026-10-21T15:54:18.281Z (UTC). Underlying filing

These ratios relate cash dividends paid by the company to its earnings and free cash flow for the stated period. They are not dividend yields or measures of a guaranteed future payout.

Payout ratios describe historical financial results and do not guarantee future dividends. Read the calculation rules.

Cash-dividend numerator: Common-stock cash dividends. Total cash dividends may include more than the common-share distribution.

Dividend history

No matching dividend events have been collected. This does not establish that the company pays no dividend.

Financial context

Company financials →

Annual net income

20212022202320242025

Reported annual periods; USD. Negative values extend below the baseline.

Selected annual US-GAAP cash-flow and earnings facts · USD
Reporting periodMeasureUSD millionsFiling
Dec 31, 2025From Jan 1, 2025Operating cash flow301.9SEC filingFeb 27, 2026
Dec 31, 2025From Jan 1, 2025Net income210.5SEC filingFeb 27, 2026
Dec 31, 2025From Jan 1, 2025Common-stock cash dividends97.6SEC filingFeb 27, 2026
Dec 31, 2025From Jan 1, 2025Capital expenditures (PP&E)68.5SEC filingFeb 27, 2026
Dec 31, 2024From Jan 1, 2024Operating cash flow242.3SEC filingFeb 27, 2026
Dec 31, 2024From Jan 1, 2024Net income182.5SEC filingFeb 27, 2026
Dec 31, 2024From Jan 1, 2024Common-stock cash dividends95.8SEC filingFeb 27, 2026
Dec 31, 2024From Jan 1, 2024Capital expenditures (PP&E)20.7SEC filingFeb 27, 2026
Dec 31, 2023From Jan 1, 2023Operating cash flow228.4SEC filingFeb 27, 2026
Dec 31, 2023From Jan 1, 2023Net income131.9SEC filingFeb 27, 2026
Dec 31, 2023From Jan 1, 2023Common-stock cash dividends95.1SEC filingFeb 27, 2026
Dec 31, 2023From Jan 1, 2023Capital expenditures (PP&E)18.6SEC filingFeb 27, 2026
Dec 31, 2022From Jan 1, 2022Operating cash flow214.6SEC filingFeb 28, 2025
Dec 31, 2022From Jan 1, 2022Net income188.1SEC filingFeb 28, 2025
Dec 31, 2022From Jan 1, 2022Common-stock cash dividends93.4SEC filingFeb 28, 2025
Dec 31, 2022From Jan 1, 2022Capital expenditures (PP&E)12.9SEC filingFeb 28, 2025
Dec 31, 2021From Jan 1, 2021Operating cash flow202.5SEC filingFeb 29, 2024
Dec 31, 2021From Jan 1, 2021Net income189.7SEC filingFeb 29, 2024
Dec 31, 2021From Jan 1, 2021Common-stock cash dividends91.1SEC filingFeb 29, 2024
Dec 31, 2021From Jan 1, 2021Capital expenditures (PP&E)13.4SEC filingFeb 29, 2024

Latest filed value per tag and exact annual period, within the last seven years. Common-stock and total cash dividends are separate measures; do not add them together. These selected facts are not a complete financial statement.

Read the numbers in context

A higher payout ratio can reflect a larger dividend, lower earnings, or both. Capital spending also affects the FCF denominator. The accounting context matters, especially for financial firms, REITs, and business development companies.

Understand cash payout ratios · Regular vs. special dividends

Sources & corrections

Source: collected SEC filings. USYieldHub is not affiliated with or endorsed by the SEC or this issuer. Coverage is incomplete; amounts may be unadjusted for splits.

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